Kevin Lum, CFP®
Once Retirees See This Data, They Stop Worrying About Crashes
✅Free Strategy Session ✅ https://www.foundryfinancial.org/retirement-assessment Since 1928, the market has returned over 10% annually — but the average investor only earns about 5%. In this video, I break down the data on market crashes, intra-year drawdowns, and why we're almost guaranteed to see a...
If You Can Answer Yes to Most of These, You're Ready to Retire
✅Free Strategy Session ✅ https://www.foundryfinancial.org/retirement-assessment *Right Capital*: https://foundryfinancial.typeform.com/rightcapital Kevin shares six yes/no questions to determine whether it’s time to retire, based on a client’s concern about how to know she’s truly ready. He covers w...
5 Simple Ways to Increase Social Security
✅Free Strategy Session ✅ https://www.foundryfinancial.org/retirement-assessment *RightCapital Trial*: https://foundryfinancial.typeform.com/rightcapital Kevin explains how Social Security benefits are calculated and shares five ways to potentially increase them. 00:00 Social Security Boosts 00:57 Ho...
9 Signs You’re Doing Better Than Most Retirees
✅Free Strategy Session ✅ https://www.foundryfinancial.org/retirement-assessment Most people who are well-prepared for retirement have convinced themselves they're behind. In this video, I walk through 9 signs you're actually doing better than most American retirees — even if it doesn't feel that way...
Your Brain Peaks at 53 — Here's What Happens to Your Money After That
✅Free Strategy Session ✅ https://www.foundryfinancial.org/retirement-assessment Kevin explains research showing financial decision-making peaks around age 53, financial literacy declines about 2% per year after 60, and confidence often doesn’t decline—creating risk in retirement as financial complex...
You Have More Money Than You Think — I'll Prove It
✅Free Strategy Session ✅ https://www.foundryfinancial.org/retirement-assessment ✅Net worth Calculator ✅ https://www.foundryfinancial.org/real-net-worth-calculator Kevin explains why traditional net worth (assets minus debts) can be incomplete for retirees because it ignores the value of Social Secur...
The 6 Levels of Retirement Wealth — Where Do You Fall?
✅Free Strategy Session ✅ https://www.foundryfinancial.org/retirement-assessment Someone with $250,000 and someone with $5 million are both watching this video — but their biggest financial risks couldn't be more different. In this video, I break down the 6 levels of retirement wealth (based on Feder...
Your Financial Advisor Could Be Quietly Sabotaging Your Retirement
✅Free Strategy Session ✅ https://www.foundryfinancial.org/retirement-assessment *Free Planning Software * https://foundryfinancial.typeform.com/rightcapital *Boldin Affiliate Link: https://go.boldin.com/foundryfinancial Kevin explains why some financial advisors may not tell the full story and share...
Why Fully Funded Retirements Are Falling Apart
✅Free Strategy Session ✅ https://www.foundryfinancial.org/retirement-assessment *WSJ Article*: https://www.wsj.com/health/wellness/the-retirement-crisis-no-one-warns-you-about-mattering In this episode, Kevin discusses a new type of retirement crisis where despite having sufficient funds and a well-...
These 5 Types of Retirees are Richer Than They Think
✅Free Strategy Session ✅ https://www.foundryfinancial.org/retirement-assessment *Free Planning Software * https://foundryfinancial.typeform.com/rightcapital *Boldin Affiliate Link: https://go.boldin.com/foundryfinancial Many believe you need millions to retire comfortably, but in this video, Kevin e...